Payments & Authorisations by Credit & Debit Card
Now that you have booked your treatment or procedure, you have several options to pay: you can pay for yourself (also called self-pay), use private medical insurance or a personal medical loan with Chrysalis Finance. To learn more about each choice, find out more below.
Payments and authorisations credit & debit card
- It is Nuffield Health’s Policy to collect card details as part of the booking process or at your initial hospital visit process
- Your credit/debit card details will only be used to secure payment in the circumstances described in our T&Cs
- Separate charges will be invoiced to you by your consultant, these will be billed separately to your Nuffield Health hospital invoice. If you have any queries about this, please contact the hospital prior to your appointment
- If you incur any charges these will be detailed on an invoice which will be sent to you before any payment is taken.
Frequently Asked Questions
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Why do we need credit/debit card details?
The details are required by us to cover any insurance shortfall or hospital charges you may incur (as described in the terms and conditions). -
You have never asked for my card details when I have made appointments in the past?
It is Nuffield Health’s policy to request these details. Similar to when you book or check into a hotel. -
Which credit/debit cards do you accept?
All major credit and debit cards are accepted. -
I don’t have a credit/debit card?
We adhere to the Payment Card Industry Data Security Standards (PCI DSS) which means you are protected from fraud. These standards were developed by the large card providers including Visa and MasterCard? Although the card is swiped its converted to a token and this is what is stored in our systems. Tokenisation is used for securing sensitive data, such as a credit/debit card number and exchanging this for non-sensitive data (a token). -
How long will you keep the card details for?
The Token of your card details will be kept in a secure Payment Card Industry Data Security Standards (PCI DSS) compliant environment for 12 months. If your treatment extends beyond this point you will be asked to refresh your details with us. -
But I’ve already paid for my treatment so why, did I still need to give you credit/debit card details?
You may still incur extra charges which could include take-home medication, phone calls, visitors’ meals and other costs which may not be included in the terms agreed with us. -
I’m an insured patient so why do I need to give you credit/debit card details?
There may still be items which are not covered by your insurance company, and these could include visitors’ meals, some treatments, outpatient pharmacy prescriptions and any insurance excesses or shortfalls. -
My treatment is funded by the NHS, so why do I need to give you credit / debit card details?
You may incur personal expenses for items such as visitors’ meals or outpatient pharmacy prescriptions and these card details can be used to collect payment of any such sums of which you will be notified by the hospital. -
What if I don’t incur any extra costs?
If you don’t incur any extra costs during your treatment, then we will not need to charge the card and the Tokenised card details will not be used. -
Will I know if you are going to use the card details?
If we need to use the card details provided, Nuffield Health will already have notified you by sending an invoice prior to deducting the invoice amount.
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What if I want to make a payment but not with the card, I have given you details for?
Please contact us directly on 0330 460 0099 to make alternative arrangements as and when you are informed of any outstanding charges.